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Frequently Asked Questions

Frequent Questions

What types of insurance do you offer?

With our access to most major carriers and surplus lines carriers, we are able to find a product for you that provides coverage.  This includes, but is not limited to:

  • Home, Auto, Renters, Umbrella, Life
  • Farm and Ranch, Crop, Livestock,  AgriBusiness
  • Commercial, Commercial Auto, Contractors, Workers Comp
  • Oil and Gas
  • High Risk Auto
  • Special events

How can I find my local agent?

With over 65 agents located throughout Colorado, Wyoming, and New Mexico, there is an agent in or near your community.  Please refer to our “Find an Agent” map for more detail.

What companies do you offer insurance through?

With access to more than 50 markets (or insurance carriers), we are able to find the coverage you are looking for, with a reputable company and a price you can afford.  Some of the major carriers we work with include:

  • Farmers Union Insurance
  • Foremost
  • The Hartford
  • Liberty Mutual/SafeCo
  • Nationwide
  • Pinnacol
  • Progressive
  • Rain and Hail
  • Secura
  • Travelers


What should I do to file a claim?

Depending on the situation, the first step is to contact the insurance company who the policy is issued through right away.  This information can be found on your insurance card or policy information.

Please also contact your local insurance agent who you purchased the policy through as well.  They will help guide your through the claims process and let you know what to expect.  Most of our agents will provide you with their after hours contact information, so please feel free to contact them at any time.